金牌司儀Bob林盛斌不時都會在youyube頻道「Bobtivation 林盛斌」分享投資心得,早前就拍片分享了「小資本輕鬆投資法則」,教觀眾一萬蚊應該如何作最佳投資,少至本金一萬蚊也可輕鬆輕鬆,靠4招就可以獲得回報可高達6倍以上!
一、不要揮霍金錢
Bob表示大部份人若手持一萬元資本,都會用來消費,但Bob就直指這是花費而非投資,而他本人就會選擇旅行、購物以外的選擇,事關這些都是花費,是沒有任何回報的,也許只得當刻的開心和喜悅,未有任何實質回報。
►同場加映:【衝出嚟玩】海洋公園全新生態地質遊!探索港島南2大路線!出海近距離睇海蝕洞
二、根據情況償還債務
Bob續稱,如果用一萬元資本投資金融產品,如股票、基金等,對未來的財富亦不會有太大改變,但若果用作償還卡數債務,就相對是好的選擇,如一些比較高利息的個人債務,因為市面上的投資產品的回報率,很少是高於欠債銀行卡數的利息。
三、投資增值自己
Bob認為一萬元資本的最佳投資方法,就是投資自己,增值自己的知識或技能,可以從報讀課程入手,尤其是與自己工作息息相關的課堂,從而令自己能改善工作表現。
四、心態決定境界
Bob覺得最重要是「心態決定境界」,提升技能即增強工作能力,保守估計一年回報可高達6倍以上,甚至更多;而且學會的知識和技能投注在自己身上,任何人也不能搶去,正是最有價值的投資。
圖及來源:Bobtivation 林盛斌
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