踏入2021嶄新的一年，新的開始，對未來的規劃當然亦要詳盡仔細，尤其是自己的財富，更要精打細算。今次為大家帶三款手機app，包括Neuronship、虛擬銀行和記賬城市，助你從手機便可管理自己財富，又容易上手，培養理財好習慣！
1.Neuronship
Neuronship是一款現金回贈app，只要大家將過往12小時內的餐廳機印收據，上傳到Neuronship app裡面，經過系統審核後，便可獲得額外回贈！而優惠餐廳遍佈全港，將理財融入於生活，積少成多。但要提提大家，收據必須為打印，並顯示餐廳名稱，否則不被接納。
2.虛擬銀行
虛擬銀行為今年在香港興起的新科技，顧名思義虛擬銀行將不會有實體銀行門市，所有的銀行服務都可以在手機app中辦妥。而虛擬銀行的活期存款利息都較傳統銀行高，若果大家只是將存款放在銀行，那麼虛擬銀行亦是一個好選擇。
ZA Bank、MOX Bank、香港匯豐的活期存款利息：
3.記賬城市
記賬城市自上架以來已經一段時間，但實用兼可愛的界面讓記賬城市累積不少忠實用家。它結合了消費記賬和遊戲，每當玩家記錄一次消費，你的城鎮便會建起一棟樓，而可愛的畫面亦讓人能更主動地記賬，培養理財好習慣！
來源：ZA Bank、MOX Bank、香港匯豐
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